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Make the smart choice with Smart Insurance

  • Smart Family Guarantee  – They guarantee a simple application, award-winning service, and cover from day one1
  • Personalised protection – Get up to £750,000 of cover depending on your age
  • Smart Cashback – Get 10% of your first year's premiums back once you've made your first 12 successful monthly payments2
  • Terminal Illness cover – Get 100% of your benefit amount in advance if you’re diagnosed with a terminal illness3
  • 99% of all claims having been paid4– Rest easy in knowing you’ve chosen protection with a great track record
  • Gift Card worth £125* with every policy – Choose a Gift Card from Amazon.co.uk, M&S or Argos
1

You will have full cover from day one except if death is the result of self-inflicted injury in the first 12 months.

2

As a Smart Family Life Insurance policy holder, once you've made your first 12 full monthly premium payments, you'll get back 10% of your first year's premiums which will automatically be paid within 14 working days. It’s simply our way of saying thank you for choosing Smart Insurance.

3

If you are diagnosed with 12 months or less to live by a medical specialist, the benefit would be paid in full.

4

Smart Insurance products are provided by Scottish Friendly. Scottish Friendly paid 99.5% of all life insurance claims they received in 2023.

*

For new Family Life Insurance policy holders only, once a minimum of 6 successful monthly premiums have been paid and the total premiums paid exceed the face value of the gift card. View full terms and conditions. Restrictions apply, see www.amazon.co.uk/gc-legal.